Online Merchant Account 
 

1-800-431-9848

Retail Rates

Service

Industry Rates

Our Rates

Merchant Account & Gateway

1.85% - 1.95%

1.35%

Application Fee

$95-$185 Non-Refundable

FREE

American Express® Setup Fee

$25-$50

FREE

Credit Restrictions

Very Strict

99.9% Acceptance

Transaction Fee

$0.22-$0.30 per Transaction

$0.20 per Transaction

Statement Fee

$10-$14 per month

$8.00 per month

 

Internet Rates

Service

Industry Rates

Our Rates

Application Fee

$95-$250 Non-Refundable

FREE

American Express® Setup Fee

$25-$50

FREE

Credit Restrictions

Very Strict

99.9% Acceptance

Internet / Mail / Phone Order Discount Rate

2.33% - 2.75%

1.99%

Internet / Mail / Phone Order Transaction Fee

$0.35-$0.50 per Transaction

$0.25 per Transaction

Statement Fee

$12-$20 per month

$10.00 per month

Real-Time with Virtual Terminal Gateway Fee

$20-$35 per month

$20.00 per month  

 

 

Mail/Phone Order Rates

Service

Industry Rates

Our Rates

Application Fee

$95-$250 Non-Refundable

FREE

American Express® Setup Fee

$25-$50

FREE

Credit Restrictions

Very Strict

99.9% Acceptance

Internet / Mail / Phone Order Discount Rate

2.33% - 2.75%

1.99%

Internet / Mail / Phone Order Transaction Fee

$0.35-$0.50 per Transaction

$0.25 per Transaction

Statement Fee

$12-$20 per month

$10.00 per month

Real-Time with Virtual Terminal Gateway Fee

$20-$35 per month

$20.00 per month

Managing thousands of business clients nationwide, Meritum understands the necessity your business faces in accepting electronic credit payments in today’s business environment.  By increasing your overall net sales and enhancing your customer base, these transactions are a necessity to any retail business entity today.  Managing these transactions properly however, is the one service that will help you maximize your profit potential from these hard earned sales that your business has already worked so hard to obtain.

Meritum is different from the standard transaction services bank.  We start by providing an extended initial consultant set-up service with our clients, as well as providing an on-going transaction management services to ensure that your business is always in full compliance with Visa and MasterCard guidelines.  This approach ensures the most cost-efficient approach to your acceptance of credit and electronic payment transactions while providing you with full service representation in all of your transaction settlement needs.  In addition, our services include debit and EBT card processing, check conversion and guarantee, gift and loyalty card processing and Point of Sale equipment leasing and sales consultative services.

Direct and continuing transaction management services are what distinguish Meritum from other banking entities and are why we can boast “Maximum Profit Potential” as our main client goal.  If you are already accepting credit cards in today’s market, we invite you for a free analysis to see just how much our processing methods can increase your profits!  It’s that simple – ensuring that you remain in proper compliance at all times ensures the highest potential profit from your current transactions!  And dealing with credit card transactions has never been easier when you let a professional entity like Meritum represent you!